Forums


General Discussion

Health insurance

  • By Janmd

    I am very fortunate to have good health insurance. I’m on SS disability & have a supplement that cost me no premium monthly. It covers my medications at $4-$9. There are good insurance supplements if you shop around. It seems to be very difficult for many to get good insurance. I’ve also had good luck with assistance for Tysabri where I had full coverage. It takes alot of paperwork & time, but worth it in the end.

    Reply Created with Sketch. reply
  • By Mars74

    I am a physician with MS and just moved to mainland US, NY. My health insurance does not cover my treatment because it is an experimental drug. Should I consider adding Obamacare, Medicaid or Medicare? I do have been contributing money to Social Security and Medicare since I was working in Puerto Rico, a commonwealth of USA…
    If anyone can help I thank you in advance!!

    Reply Created with Sketch. reply
  • By lindalou77

    I am really upset and I cry a lot of the time – I am uninsured and I can’t find a insurance company willing to take me on. I do not work, mu husband has a part-time job at Fort Carson they won’t give out full time jobs 🙁 My doctor says I have possible MS, I have had a CT scan, an MRI. a Lumbar puncture and various blood tests etc and they have all come back inconclusive. I need to see a neurologist and also have another MRI (which I hate), I cannot afford any of that, I tried to get insured so I can see a Neurologist but the companies say no as I am under 60. I am 58 and feel like an old grouch and a lot of times am depressed with myself and wish I wasn’t here. Any help in the insurance dept to help alleviate my stress please???

    Reply Created with Sketch. reply
  • By Erin Rush Moderator

    Hi lindalou77. I am so sorry you are in this position! Mars74 brings up a good point — you really should qualify for insurance under Obamacare. Open enrollment is going on right now and, in theory, you should not be rejected for pre-existing conditions. You might want to check out the government website and see if any new plans would fit your needs — https://www.healthcare.gov/. Have you checked to see if you qualify for insurance for lower income individuals? Good luck and I hope you find a plan that fits your needs and budget. Best, Erin, MultipleSclerosis.net Team Member.

    Reply Created with Sketch. reply
  • By Erin Rush Moderator

    Hi Mars74. That’s a very good question! The best advice I can offer is to check out the options available to you and see if the cost is worth the benefit. As I shared in another post, it is open enrollment time for health insurance right now and it’s a good time to see what’s avaialable to you. Since your treatment is experimental, it may be hard to find a plan that will pay for the treatment. I suggest you check out the government healthcare site — https://www.healthcare.gov/. Also, if you have a neurologist, you may ask him/her what insurance plans pay for the treatment you are on at this time. Thanks for your question and I hope this information helps. Have a good night! Best, Erin, MultipleSclerosis.net Team Member.

    Reply Created with Sketch. reply
  • By Mars74

    Lindalou77: i think you can sign in for “catatrophic” illnesses…although maybe you first need the diagnosis. For now get obamacare to go to a neurologist that specializes in neurodegenerative diseases or MS specifically!

    Reply Created with Sketch. reply