Health Insurance
Healthcare insurance is crucial for individuals with conditions like MS.
It helps to provide access to necessary treatments, medications, and specialists.
However, navigating insurance can be challenging for those with MS due to the complex nature of the disease, requiring frequent doctor visits, medications, and sometimes specialized therapies, all of which can come with high costs and coverage intricacies.
How has navigating your insurance company been when it comes to accessing the things you need for managing your MS?
Extremely frustrating, I have to fight for continued PT!!
, that IS frustrating! I hope your fight pays off and you are able to continue with your PT (and, while it may not be likely, I hope your insurance company quits balking so you can keep doing PT without the hassle of having to prove its necessity).
Best, Erin, MultipleSclerosis.net Team Member.
My insurance stopped covering name brand medications and it created havoc to my system. My mobility is worse than it has ever been and my neurologist says his hands are tied. I have been on name brand for several years and was stable now not good
Thanks for reading, oh, good grief! I hate when insurance companies do this! I know they say that generics are exactly the same as the name brands, but that's not always true. Has your neurologist filed an appeal on your behalf? I know it can be a hassle to fight with insurance companies, but it may be worth a shot, especially if your health has deteriorated since switching medications.
I'm so sorry. I wish this didn't happen to anyone!
Best, Erin, MultipleSclerosis.net Team Member.
I too ran into that situation. I am on a generic DMD without issue. I had to appeal coverage of a complimentary medication that I was previously taking when I retired. It took a heated call from me and two appeals -with the doctor. What has helped tremendously, is the copay assistance plans from the manufacturers. The most expensive medication is completely covered and I only pay a small fraction for two others.
I bet it would be a different story if the insurance company management had to experience what we go through!, oh, man! The insurance loopholes folks have to jump through! It's ridiculous!
Best, Erin, Team Member.
