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Open Enrollment for Medicare Dual Health Insurance Policies

Apologies given up-front for asking. Does anybody else experience massive stress and frustration this year when picking a plan for 2025? My current plan will no longer provide transportation (medical visits/needs) and upon calling this company, I was told no dual plan would include transportation. Upon asking for help from SHIP (there's an online form and I rec'd a call the next morning) the counselor could only find three possible carriers that would offer transportation. Upon further research, two were eliminated for missing important coverage items (like my Rx). The one remaining option would put me in another precarious position requiring co-pays for office visits and Rxs. MRI coverage is iffy at best. There are only 2 hospital "families" here. The one I get my neuro care thru is also "not necessarily in-network/we're working on it" I was told. Now, I am wondering which path I will choose. I'm going to make a comparison table tomorrow which will include possible expense amts based on this year's figures. Any advice would be greatly appreciated. Oh, almost forgot to mention, the "Extra Benefits" that were rec'd monthly is also being decreased (was 150 down to 120$).

  1. ,
    I feel for you. Lately everything about health insurance stresses me out.
    You have to work your tail off to get the answers and information you need. I swear it's a full-time job just figuring it all out. I do hope others may have some pertinent information to share here.
    In the meantime, I'm sending positive thoughts that you can get this all figured out (and soon!).
    My best, Doreen (Team Member)

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