, I am so sorry you are in this position. Times are definitely tough for so many people right now and I know many of our social safety nets are feeling the strain, too. My family has been in that "too much money to qualify for aid, but not enough money to live well" space in the past, so I know how very tough it can be!
I think it's pretty normal to feel terrified and overwhelmed. Thinking about the future can be pretty heavy, to say the least. While the NMSS society may not have funds to help, they do have some pretty cool resources you can check out. They have trained volunteers and employees that can help answer some of your questions and help you navigate living with MS. I would check here and see if these programs can help in any way -- https://www.nationalmssociety.org/Resources-Support/Find-Support/Ask-an-MS-Navigator and -- https://www.nationalmssociety.org/Resources-Support/Find-Support/Connect-with-Peers-One-on-One.
I hope this information helps and please know you are not alone in this.
Gentle Hugs, Erin, MultipleSclerosis.net Team Member.